Important Disclaimer

Important Notice

Past performance does not guarantee future results.

Financial planning involves risk. Market conditions may affect outcomes and individual circumstances vary significantly.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. All content is subject to change without notice and may not reflect current market conditions or regulatory requirements.

This disclaimer governs your use of our website and services. By accessing or using our platform, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

Information Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information contained on this website. Market conditions change rapidly and information may become outdated.

We do not guarantee specific outcomes, results, or returns from our consultation services.

Individual results may vary based on personal circumstances, market conditions, and implementation of recommendations.

Limitation of Liability

Our liability is limited to the maximum extent permitted by Malaysian law

  • Indirect, consequential, or punitive damages
  • Loss of profits, revenue, or business opportunities
  • Market losses or financial setbacks
  • Technical issues or service interruptions

Our maximum liability shall not exceed the total amount paid for services in the preceding 12 months.

Professional Consultation Notice

Our services provide analytical reviews and personal consultations but do not constitute formal financial advice or recommendations for specific financial products.

Always consult with qualified financial professionals before making significant financial decisions.

External Links Policy: External Links Policy

External Links Policy

Our website may contain links to third-party websites for your convenience and information. We do not control these external sites and are not responsible for their content, policies, or practices.

Links to external websites do not constitute an endorsement of their services or content.

Intellectual Property Rights

All content, trademarks, logos, and intellectual property on this website are owned by Lunarexovia or our licensors. Unauthorized use, reproduction, or distribution is strictly prohibited.

© 2025 Lunarexovia. All rights reserved. Content may not be reproduced without written permission.

User Indemnification

Users agree to indemnify and hold harmless Lunarexovia from any claims, damages, or expenses arising from misuse of our services or violation of these terms.

This includes legal fees, court costs, and any damages resulting from user actions or omissions.

Governing Law and Jurisdiction

These terms are governed by Malaysian law and subject to local regulatory requirements

Regional Compliance

  • For European users: GDPR compliance and data protection rights apply
  • For US users: State-specific regulations may apply
  • For UK users: FCA guidelines and local consumer protection laws apply
  • Other jurisdictions: Local laws and regulations take precedence where applicable

Disputes shall be resolved through Malaysian courts or alternative dispute resolution mechanisms.

Severability Clause

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Updates to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date.

Last updated: August 29, 2025

Age Requirements

18+ only

Contact Information

For questions about this disclaimer or our services, please contact us using the information below

Email: contact@lunarexovia.com

Phone: +60 12 3017 8769

Address: Jalan Munshi Abdullah, Kuala Lumpur, Malaysia

August 29, 2025